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Friday, December 10, 2010

Thank You Eileen Fisher, I Needed To Read This Very Word This Very Day For My Very Life; The Elijah List - Prophetic Words and Prophecies

The Elijah List - Prophetic Words and Prophecies

Trust the Lord and when you cry out to Him for HELP He will direct your path. It may not be a huge or very loud response to your cry. It is in the stillness of your spirit that Holy Spirit can direct you to where or what you need to do to achieve the answer for HELP that you are crying out for. This was one of those days. It started out with not the best news and I was not going to let that destroy my day. I did not know exactly how but I had no problem telling satan on my drive in the car that he should have just left me alone today if he was smart because I would turn the day around to bring God glory and it surely did happen just like that. I have so much going on in my life and things are mounding big and I will not give up hope or let go for I know the promises that God has spoken to my very heart and every single one of them and then some will be fulfilled. These are things of grand manner that I speak of. If I can go through what I have already been through and still willing to go through the final end to the promised land surely you can also. Time is speeding up and I am seeing in this accelerated time that God is moving and shaking and quaking everything to see what and who stands firm. Do not let go and stand strong on the word of God and whatever else seems to come in your life do not cave in to circumstances. Greater is He that is in me than he that is in the world.
Before I followed the prompting of Holy Spirit to go to Elijah List and read what I just read I felt everything inside of me wanting to write tonight and my caption prior to reading this was going to be "HELP Will You Come And Rescue Me!" I truly can use rescuing in my life. I wrote earlier about how I was ready to get married. I truly am but I do not know if a man would want to marry a woman that due to circumstances in the last several months has let my credit go to the wind. I had very good credit less than a year ago and then circumstances changed in my life. Getting laid off caused me to live on a few credit cards just to survive. Not buying frivolous things of that nature just meeting bills that needed to be paid. I, on my own, closed the credit cards for I knew I could not keep living like that and now there is one that went into charge off and another is just about to go there shortly. Someone said to me that I should ask the very banks that I had the card with where is the bail out for the American people, that they surely did benefit from our government when they were bailed out by their plan. Why is not the same bail out available for people that just got down on their life circumstances and life circumstances overwhelmed them?
I have learned a very hard lesson that I would like to warn you about. Years ago, when my father was alive he was an enabler to a degree. While I was married I would rack up the credit cards and spend on clothes, make up etc. and every now and then he would gift my husband and myself with a nice check to pay down the credit cards and we did. Back then I was very foolish because in my mind I would think to myself, oh great, I now have this amount of money that I could spend on that charge. Bad thinking, very bad thinking. Then we would be in the same boat again and he would come to the rescue. Don't get me wrong, I was most grateful for the generous gifts. I am trying to say that maybe he should not have bailed us out and just maybe we would have bailed ourselves out on our own. My dad had a few concerns in my life as he was about to die and just prior to him dying I signed up with Consumer Credit Counseling Service and got on a plan to help me pay off any credit card that I had to assume in the divorce. I sat next to him and told him that he would not have to worry about me because I was taking care of my credit cards and that God would also send to me a good man, a very good man in my life so I would not have to be alone, someone to take care of me. I also assured him that God takes care of me too. I believe when I said those words that put him at peace. I did follow through and paid off my credit cards and had excellent credit. I was actually proud of myself for achieving this with discipline and it became a great challenge for me to see how I could pay them off quicker than scheduled. Let me tell you this, it was the greatest feeling in the world when I was able to accomplish this.
So, a few years later I am where I never ever walked before and I do not like it either. This past Spring I contacted Consumer Credit Counseling Service and met with them to see if I could get back on a program to pay them off. At that time I did not even qualify to sign with them for my income was so low, I did not bring in enough income to be placed on a program. I was so disappointed when I left that appointment. If I did not remember who I am in Jesus I would have let it overcome me at the time and want me to label myself a failure. I am not a failure I am more than a conqueror in Christ Jesus. I can do all things through Christ who strengthens me and greater is He that is in me than he that is in the world. Do not give up hope and keep on trucking and forge ahead. All I can do at this point in my life is work at paying back what I can pay back.
I have been pretty stripped down people let me tell you I truly have been. I sold what I could sell that I didn't already sell of my possessions just to keep me afloat and I will one day have to start fresh again with building up things that so many take for granted in their life. Things like a stove, refrigerator, washer & dryer, furniture, a home, a beautiful flower garden and above all else, a place where my children use to be able to come and stay with their mother. My home was always welcome to them always. They could always come home to a clean home filled with love and a great homemade meal or two made by me. One of my children still chides me because when they would be at home even though they are 21 now I still gave them a curfew of being home at 1:30AM. I will get all of this back again for I am not a quitter I am a warrior and I will achieve success again. Yes I will.
As I am writing this I am crying for I know that if this has been a burden on me how much more has it been a burden on my children in one respect. They have a very good father that takes very good care of them so I do not worry about them in that respect. My heart cries that I had to give up our home, their home with me. I am most thankful that this did not occur when they were still in grade/high school. God did take care of us. He still takes care of us.
Back to my warning do not let your credit go down the drain for you will find in the simple things in your life that with bad credit you will now have to pay exorbitant fees for things you paid at a great premium/rate. For example, I just transferred my car insurance policy and they pulled a credit check on me and because of that rating, my insurance rates have gone up incredibly high. I will have to pay over $700.00 every 6 months as opposed to a little over $350.00 that I was paying every 6 months all because I moved from one state to another state and a new policy had to be written up. It did not matter that I was in very good standing with them as a good paying customer for over 7 years and that I paid on time. I actually had a discount that was given to me because of "good payer" status. Figure that one out. I sure cannot. I am not through with this though I will continue to fight this one for it is a matter of principle with me. When I was given a quote on what I would be paying it was not fully disclosed to me what I would actually be paying I was told I would be paying $411 every six months as opposed to what I was paying every 6 months prior. I thought to myself that is not so bad of an increase. I was due to make a payment so I went into a local office to make the payment and I was thoroughly shocked at what I found out. The originating agent failed to disclose to me that $411 was just pro-rated for Nov. Dec. Jan and that figure was just a portion of my new policy amount of over $700 every six months. I complained that that agent failed to disclose very important info to me and never told me I would have a credit report pulled in determining my premium amount. I was told to just contact an agent when I moved and my policy will transfer. This is deception to a very high degree in my eyes. I do not understand why when a person is a very good customer and there was no reason at all to increase their policy that it happened. Very good driving record also. Since I was hood winked to a very big degree I did not want that agent to get any commission on my policy whatsoever. A customer service team member contacted them to see if they would release their right to any commission and I was told in advance that they had the prerogative to refuse to let go of the commission on the policy if they chose to do so. Thank God that I received a call later today letting me know that they signed off on the commission and it will now go to the agent that took the time with me to tell me actually what my policy was all about.
Final warning again People, do not let your credit go under for you will reap far greater turmoil in your life. Why did not the banks that got bailed out by us, the American people, have to go under a bit and feel the heat of turmoil in their lives? Just a thought. The same mercy that was shown to them should be extended to the people of the USA that are trying to get themselves out of the hole that was dug so they can get their lives back on track. You know, there really are people out there that want to make good and find a way to take care of their bills. Not all bills being racked up are due to frivolous spending, there are people that have hit hardship or illness or divorce or even deaths in their lives that have swung them around in another direction in which they were going.
Final thought, read this prophetic word by Eileen Fisher and be blessed with it and hope and help is on the way. Jesus never ever has let me down and I am sure He has been the same for you too. God's peace and love I speak into your life.

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